tag:blogger.com,1999:blog-2640540060819179935.post5041124328886075592..comments2024-02-20T00:13:53.322-08:00Comments on Bookishly Boisterous: Fiscally Responsible: A Post About Money Christinehttp://www.blogger.com/profile/02287501540207945678noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-2640540060819179935.post-46564407773179625022014-02-22T14:04:29.011-08:002014-02-22T14:04:29.011-08:00I am a bit like you. I am super strict about my fi...I am a bit like you. I am super strict about my finances, mostly due to fear of not having any money. I think this (can be) common for people whose family struggled while they were growing up - mine certainly did. I try to make sure I have plenty of savings, though dividing it between retirement and easily accessible savings is always tough.<br /><br />My husband and I have joint everything, which works for us (we rarely fight about money). Given our professions (CMA v. librarian), he will always, always make more than me, so splitting things is not practical (i.e I could barely afford my half of the mortgage). One of the best things we ever did was find a great financial adviser. <br /><br />I always laugh at those lists of "10 ways Americans are wasting money" because we are never guilty of a single one of those - consciously. It can take effort to remember not to spend frivolously, but it's worth it - to me - to feel safe and comfortable. I also go through great lengths to save money, craigslist and ebay can be my best friend. Roryhttp://www.fourthstreetreview.comnoreply@blogger.comtag:blogger.com,1999:blog-2640540060819179935.post-7478854614549209962014-02-22T02:40:29.941-08:002014-02-22T02:40:29.941-08:00My husband and I enjoy talking finance with each. ...My husband and I enjoy talking finance with each. I find it very important to be transparent about money in your marriage/relationship.<br /><br /> My parents weren't. My father charged his way into debt so bad that they declared bankruptcy. I vowed to never get myself into that kind of trouble or marry somebody that would ruin my finances. I took minimum student loans and save save save. I'm currently driving my eight year old car into the ground and intend to keep it for at least two more years. <br /><br />My husband and I paid outright for our wedding. Im super proud of that.... And we love a good vacation. I love shopping but I'm a quality over quantity kinda girl. I don't see the point of blowing money on cheap clothes that I'll wear twice. Just give me a nice shirt from J Crew. I think of good running clothes as a practical investment in my health. Plus they're just....practical. I'm really lucky that I can wear scrubs to work. So cost effective. <br /><br />My comment is entirely too long. Oh well. It's nice to have a "discussion" with other like minded people.Anonymoushttps://www.blogger.com/profile/12418815028272006000noreply@blogger.com